First Home Ownership
Owning a home is a thrilling goal, and at DebtFreeDiva, we're here to make your journey simple and stress-free.
Here’s What You Need to Know:
KiwiSaver Contributions:
Use your KiwiSaver account to boost your deposit and work out how to use this to your advantage.
Low Deposit Options:
Think you need a 20% deposit? Think again! With some lenders, you could get started with as little as 5% deposit.
Mortgage Options:
Choosing between fixed and floating rates can feel overwhelming, but it’s all about what works for you. Selecting the right mortgage structure will help you manage your finances confidently.
Budgeting and Planning:
A clear budget is key. It ensures you’re prepared for costs like your deposit, legal fees, and any ongoing expenses that come with homeownership.
How DebtFreeDiva Helps:
We specialize in helping first-home buyers turn their dreams into reality. Our tailored advice ensures you feel supported, informed, and confident every step of the way. Here’s how we can assist:
Understand Your Financial Situation: We’ll analyse your borrowing ability and guide you through the numbers.
Compare Mortgage Options: From rates to loan structures to lending providers, we’ll help you find the best match for your goals.
Application process: We guide you through the entire application process and will apply to the lenders on your behalf.
Plan for Additional Costs: Avoid surprises with a clear understanding of all upfront and ongoing expenses of home ownership and accomodating for them.
THE ESSENTIALS
Email: tracy@debtfreediva.co.nz
Now as a fully accredited Financial Adviser, I can provide you with advice on behalf of DebtFreeDiva - FSP1006988.
IMPORTANT INFORMATION