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Funds for when you say Oh Sh!t!

Let’s talk emergency funds! Seems like such an ambulance-at-the-bottom-of-the-cliff topic right now, doesn’t it? The emergency has happened and here we are now, so what will the emergency fund change? Well, simply put, everything! When I started my debt-free journey, I didn’t have an emergency fund. I thought exactly the

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My Business Failed, but I didn’t

Financial stress is a subject I know only too well. I have spent the best part of the past 5 or 6 years living under that cloud. My Debt Free journey started in 2016 but the road to that began a long time before that while I ran my business.

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