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Keeping the grocery spend down

Every Tuesday for the last couple of years I have posted my weekly grocery shop on my Instagram and Facebook accounts and it is the themed post that get the most requests every year. I also get a lot of people that will look at one post I do a

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Types of budgets

Last week I wrote a newsletter which focused on budgeting. More specifically the zero-based budget, as this is the one, I find to be most effective for me. I had a few people contact me to ask what other budget methods are out there. So, this week I decided to

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Lets talk about Tax

Let’s Talk about Tax The one question I get asked ALL the time is how do I pay for taxes on my side hustles. For some reason I think people are a bit scared of tax – and this prevents them from side hustling. I am going to talk about

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Should I save or pay off debt?

Should I save or pay off debt?  There really is no right or wrong answer to this question. It all comes down to your financial situation your goals and what you’re trying to achieve. For some they would argue that you shouldn’t save anything and just focus all your efforts

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Sinking Funds

Let’s Talk about sinking funds! This is a financial tool I used the entire way through my Debt free journey, and something I will continue to use well into the future. For some reason this strategy completely resonated with me as it sort of “smoothed out” those annual payments that

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Surveys and Points

Survey and point hacking  Surveys and points earn me about $1000/year. And I get asked all the time how I manage it because it can seem so frustrating (which it is). So here are my top tips. I just want to point out that these are what works for me,

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Cooking the Kumara

Cooking the Kumara

Cooking the Kumara Bulk buying and freezing is my top tip for reducing the food budget. It is something that I have learnt to do fairly well – mainly through trial and error. Recently I managed to score 10kgs of kumara for $20 (outrageous price, I know!). And it got

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My Uber Eats experience

I started doing Uber eats in June 2019 and it has been one of my more favored side hustles both during the debt free journey and then the house saving journey. I understand there are a lot of opinions on Uber Eats so I decided to write this based on

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Not a Sprint

Last weekend I ran a half marathon in the beautiful city of Queenstown, New Zealand. Just some fun facts about me and running – I am not a runner at all. I smoked for 10 years of my life so my lung capacity was very low so the thought of

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Financial Impossibility Doesn’t Exist

Very often we get told all the things we should be doing… how we should be feeling, what other people think our life should look like. Ummmm, no thanks. Trying to set a financial goal is hard enough without trying to live up to someone else’s idealistic views and expectations.

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