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Debt Free Diva Blog

ALL MY BEST MONEYWISE TIPS, TRICKS & HACKS

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Surveys and Point Hacking

Surveys and Point Hacking

February 22nd 2021 Surveys and points earn me about $1000/year. And I get asked all the time how I manage it because it can seem so frustrating (which it is). So here are my top tips. I just want to point out that Read more

Getting together a house deposit as a First Home Buyer

Getting together a house deposit as a First Home Buyer

March 24th 2022 Being a first home buyer is an exciting process but I also know it can be overwhelming – there is so much jargon thrown around and it can be really hard to know where to start. My biggest advice to Read more

5 ways to sort your finances

5 ways to sort your finances

January 17th 2022 We can all get caught in the trap of finding the “best” deal – and then never reviewing it. Companies like to entice new customers to join them by providing a deal or giving away merchandise, b Read more

Types of Mortgages

Types of Mortgages

November 10th 2021 Getting a mortgage can be daunting, but choosing a mortgage product can be just as daunting! There are so many to choose from and it can be hard to know which one suits your needs the best. Plus, Read more

Lets talk about Tax

Lets talk about Tax

October 4th 2021 The one question I get asked ALL the time is how do I pay for taxes on my side hustles. For some reason I think people are a bit scared of tax – and this prevents them from side hustling. Read more

Keeping the grocery spend down

Keeping the grocery spend down

June 15th 2021 Every Tuesday for the last couple of years I have posted my weekly grocery shop on my Instagram and Facebook accounts and it is the themed post that get the most requests every year. I also get Read more

Types of budgets

Types of budgets

May 3rd 2021 Last week I wrote a newsletter which focused on budgeting. More specifically the zero-based budget, as this is the one, I find to be most effective for me. I had a few people contact me to ask what Read more

Should I save or pay off debt?

Should I save or pay off debt?

March 22nd 2021 Should I save or pay off debt? There really is no right or wrong answer to this question. It all comes down to your financial situation your goals and what you’re trying to achieve. For some Read more

Sinking Funds

Sinking Funds

March 7th 2021 Let's talk about sinking funds! This is a financial tool I used the entire way through my Debt free journey, and something I will continue to use well into the future. For some reason this Read more

Cooking the Kumara

Cooking the Kumara

February 9th 2021 Bulk buying and freezing is my top tip for reducing the food budget. It is something that I have learnt to do fairly well – mainly through trial and error. Recently I managed to score 10kgs of Read more

THE ESSENTIALS

Email: tracy@debtfreediva.co.nz

Now as a fully accredited Financial Adviser, I can provide you with advice on behalf of DebtFreeDiva - FSP1006988.

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